Get Pre-Approved for a Mortgage
We look forward to helping you with the process of a home purchase in the Colorado Springs area. Getting pre-approved for a loan is the first and most important step of the process. Please contact one of the lenders below to get started. It’s very quick and simple and there is no cost or obligation whatsoever. They provide competitive, ethical, high quality loan services and products and are “no-pressure” resources. You can check with any lenders of your choosing but these local lenders can get you started on the process quickly and easily. Whether you choose to use Scott Seaman, Debbie Havens or any other lender for your loan, getting pre-approved for a loan is something to get started on as soon as possible.
There are 3 very important reasons to begin this process as soon as possible and even as much as 12 months out from your expected purchase date.
With the continuing changes in the mortgage industry, it is important to find out just what programs you might be able to qualify for and which ones will be most beneficial for YOUR particular situation. This is not a “one size fits all” scenario. We want to be sure that the loan product you are considering is the best one for you LONG TERM and that it is best suited to your current AND future needs. Qualifying for loans is more difficult than it used to be, even for those with very good credit. We want to be sure that you can get a loan that you want when you are ready to buy.
With interest rates potentially on the rise, we want to make sure that you know the right price home to look at now and in the future if things should change. These lenders can help you determine the price and the payment that will be comfortable for you.
Even if you are looking to buy 6-12 months from now, it is critical that you know as early as possible if there are any issues on your credit report – even if they are just mistakes. You want to have as much time as possible to get them corrected so that you can maximize your credit score for the best possible rates and make sure that nothing is standing in the way of you buying the home that you want. You may be able to reduce your interest rate with coaching from the lender to improve your credit score in the time you have prior to being fully ready to buy.
Don’t hesitate to contact one or both of these great lenders NOW to find out what you qualify to purchase and how they can help you move forward toward the home of your dreams.
Mortgage Central, LLC